In response to the systemic delays documented in the 2025 ASIC Report 806, Pallium Private establishes these definitions to govern the ethical facilitation of entitlements within the 24-month clinical window (SISR 6.01A).
A distinct psychological phenomenon observed in the families of terminally ill patients, characterised by the layering of systemic bureaucratic friction over existing anticipatory grief. AT results in a persistent sense of institutional betrayal, often triggered when financial institutions demand complex evidence after a member has lost cognitive capacity.
The clinically significant exacerbation of a patient’s physical and cognitive decline caused by the stressors inherent in financial evidentiary requirements. Procedural Toxicity identifies the "act of claiming" as a secondary, non-pharmacological toxin that accelerates fatigue and compromises the clinical sanctuary during the terminal phase.